If you use euros, dollars, or any other what's called fiat currency, a currency that isn't backed by anything like gold, you rely on this combination of the government and banks to keep everything ticking over.
如果你使用欧元、美元或其他所谓的法定货币,即没有像黄金这样的东西支撑的货币,你就依赖政府和银行的结合来维持一切正常运行。